ACB Smart Cards

The ACB Smart Card is a Chip & Pin Contactless International Debit Card. You can use your card to access cash at all of ACB Caribbean's conveniently located ATMs, check your balances, pay bills and make purchases everywhere that Visa® cards are accepted, either online or in person. The new chip / contactless feature allows you to tap or insert your new card at all point-of-sale terminals to facilitate seamless cashless payments.

With your new ACB Smart  Card, you can shop safely and securely at your favourite retailers or websites.

Here’s how it works:

  • You will have access to your designated account (s) with the convenience of one card
  • Purchases are automatically subtracted from your designated account and recorded on your monthly bank statement
  • Your ACB Smart Card is accepted at millions of locations online, locally and worldwide
  • Your ACB Smart Card is protected by the Verified by Visa® security protocol to make online shopping more secure.

ACB Caribbean Customers, you can pick up your ACB Smart Card at the following locations:

  • Market & High Streets (Former RBC)
  • Village Walk, Friars Hill Road
  • Codrington - Barbuda


ACB Caribbean Smart
Card Classic

Key Features

  • Purchases are interest free
  • Zero Annual fees
  • Doubles as an ATM & Debit Card
  • Minimum balance required is the same as your designated account(s)
Download Cardholder’s Agreement

Eligibility Requirements



Once you have an account with ACB Caribbean, you are eligible for an ACB Caribbean Smart Card.



Rates & Fees

There is $1.00 fee when using off-site ACB Caribbean ATMs.

Default limits can be adjusted based on customers' request

Replacement Card $35
Additional Card $35
Emergency Card $35
Daily Default Withdrawal Limit at ATM $2700
Daily Default Point of Sale Purchase Limit $5400
Daily Default Online Purchase Limit $5400
Daily Default Transfer Between Accounts $25,000

Other fees may apply, please review our Price Guide.



ACB Caribbean Smart
Card Gold

Key Features

  • Purchases are interest free
  • Zero Annual fees
  • Doubles as an ATM & Debit Card
  • A minimum balance is required
Download Cardholder’s Agreement

Eligibility Requirements

Once you have an account with ACB Caribbean, and you meet the minimum balance requirement, you are eligible for an ACB Caribbean Smart Gold Card. Enjoy the convenience of more spending power with higher limits at ATMs, online shopping and at merchants around the world.

Please contact us at acbdebitcards@acbonline.com or 268 481 4399 / 4191 for more information on how to apply.  

Rates & Fees

There is $1.00 fee when using off-site ACB Caribbean ATMs.

Default limits can be adjusted based on customers' request

Replacement Card $50
Additional Card $50
Emergency Card $50
Daily Default Withdrawal Limit at ATM $4000
Daily Default Point of Sale Purchase Limit $10,800
Daily Default Online Purchase Limit $10,800
Daily Default Transfer Between Accounts $25,000

Other fees may apply, please review our Price Guide.

Request your Smart Card