Wire Transfers

Using our international network of Correspondent Banks, we can transfer or receive funds on your behalf to any part of the world. The customer is required to pay a minimum fee for local and overseas transfers.

See the correspondent banking details here.
Use the following incoming wire instructions to receive wires into your account: ACB Caribbean – Wire Transfer details
You can complete a wire transfer straight from the ACB Caribbean Smart App.
Download the ACB Caribbean Smart App from the Google Play store or App Store for FREE.

If you have any questions, please call us:

See our Service Fee Schedule

Electronic Funds Transfers

With Electronic Funds Transfer, you can easily transfer funds to any commercial bank located in the OECS, where Eastern Caribbean currency is accepted.
Simply update or download the ACB Smart App, go to Orders, fill out the easy-to-follow form, review and submit your transaction. It’s that easy!
What’s more, once you've completed the form, turn on the "Save as a Template" slider so you never have to re-enter the same information again.

Regardless of the value of the transfer, each transaction costs: • $1.25 XCD in Antigua and Barbuda

ACB Caribbean incoming EFT Routing Number: 001320695

Payroll Services

In 2014, the commercial banks within the Eastern Caribbean Currency Union (ECCU) collaborated with the East Caribbean Central Bank (ECCB) to establish the Eastern Caribbean Automated Clearing House (ECACH) Network. ECACH allows for a more secure, faster and more efficient payment transfer system between financial institutions. Up until now, banks were only able to exchange cheques electronically.

As of May 22nd, 2018, ECACH Phase II was implemented. This phase involves Electronic Funds Transfer (EFT), which is a payment method that replaces paper cheques between banks, in a more efficient and secure way. EFT will also allow transactions to occur within the ECCU region. Transactions previously done via use of cash/in-person payment can be performed via direct payment which leads to reduction in cash-based transactions, in alignment with ECCB objectives.

EFT will therefore improve the efficiency of your payroll processes as there will be less manual check preparations which will lead to increased employee satisfaction, as payments will be made same day. This will, however, involve some slight adjustments to your operations.

The following information is needed to start the process:

  1. The name(s) of the person(s) in your company who will be using the new system to process payroll. (the system needs one person to verify the payroll and another to authorize it, however if desired, one person can perform both functions)
  2. The email addresses of the said individuals in order for their private credentials to be communicated to them.
  3. Your account number from which the payroll should be debited.
These instructions should be duly signed by the signatories of the billing account.

Call for more info

Standing Orders

This is an automated service to make recurring payments to an account or third party on your behalf. e.g. insurance premiums, loan payments.

See our Service Fee Schedule

P2P Payments

ACB Caribbean P2P feature allows for you to transfer funds to other ACB account holders via the ACB Smart App.

The following steps are to be taken when creating a peer to facilitate the P2P transfers:

  • Select the payments option and click on P2P
  • Select Manage and then Add Peer
  • Five boxes will appear with the following information to be populated:
  1. Your Mobile ID
  2. Peer’s Nickname – choose any name you wish to represent the person you are paying
  3. Peer’s Mobile ID – Be sure to obtain this from the person to whom you are sending money (contact us – ACB Caribbean can provide if the recipient lost or forgot their Mobile ID)
  4. Peer’s Account # - this also is to obtained from the recipient of the funds you intend to send
  5. Reference – for you to insert as a reference for the payment
Then click Create. After confirmation of Peer being created pops up, you are free to make P2P transfers.

Call for more info

Pay a Merchant

Never miss your billing date again. With Merchant Pay, you can schedule to pay your monthly, bi-weekly or weekly bills, right in the ACB Smart app. If it suits you best, you can also make one-time payments.

Speak with Someone

ACB Caribbean Headquarters

Tel: 1-268-481-4200 / 1-268-481-4201 / 1-268-481-4202 / 1-268-481-4204

Private & Corporate Banking Division

Tel: 1-268-481-4150

ACB Mortgage & Trust

Tel: 1-268-481-4300

ACB Caribbean Digital Banking

Tel: 1-268-481-4399